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Schreib Insurance Group

19413 State Route 410 E
Bonney Lake, WA 98391

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Washington Commercial Insurance Coverage

Commercial Insurance in Washington

Statistics show that the Washington state is home to more than 500,000 small businesses serving as an employer to over half of its workforce. If you are a business owner in Bonney Lake, WA, it's crucial to obtain commercial insurance to protect your business and personal assets from legal claims and settlement that can spell financial drain. In Washington, workers' compensation insurance is mandatory for every part-time and full-time employee working at your business premises. This form of coverage caters for medical bills related to your employees' injuries or illness and pays for lost wages and disability benefits.

Accidents happen all the time, and business owners require protection if an accident strikes in their workplace. Operating business in Washington devoid of commercial insurance can result in disastrous financial ruins resulting from many types of losses. Commercial insurance policies are tailored and designed to protect businesses and corporations as business designations and their employees from imminent perils stated in your policy document.

Running a business in Washington is extremely challenging without worrying about suffering substantial financial loss due to unexpected circumstances. Purchasing commercial insurance protects you against expected losses experienced by business owners, such as theft, property damage, liability, worker injury, and business interruption. Acquiring the right commercial insurance policy can protect you from going out of business after a disastrous loss or when you are facing financial impairment in your business operations. It will cushion you during the most challenging times while undertaking your business operations.

Are you a business owner in Bonney Lake, WA? Wondering where to get outstanding commercial insurance for your business you worked so hard to build and protect it from these unexpected catastrophic eventualities? Visit us at the Schreib Insurance Group offices to alleviate your business or personal assets from risk by speaking to our enthusiastic and compassionate agents. They will work with you closely to ensure you get affordable and quality commercial insurance.

Types of commercial insurance coverages

  • Business property coverage: This form of policy covers damages to your business property against physical calamities like theft, flood, and fire. It protects structures and inventory, such as furniture, machinery, or documents.
  • Workers compensation coverage: It covers your employees if they get sick or injured at your business premises. It caters to their medical bills, their lost wages, and death benefits if they lose their life in your workplace.
  • Commercial auto insurance: This form of coverage is vital for those business entities that own a fleet of vehicles. This policy would generally pay the cost of damages or injuries caused by an employee to other people, and they are deemed liable for the accident.
  • Commercial umbrella insurance: Provides additional protection to your business beyond your standard liability policy.
  • A cyber liability insurance policy: Helps protect your business from damages related to electronic data, data breaches, and even computer attacks.
  • Business interruption insurance policy: This form of coverage helps cater to the lost income and keeps your business afloat if external perils strike, leading to business disruption for a short time.

Feel free to contact us or visit our Schreib Insurance Group offices for more detailed information about obtaining a reliable commercial insurance policy matching your needs.

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Servicing States

  • Washington


  • American Modern
  • American Strategic Insurance (ASI)
  • MetLife
  • Nationwide
  • Progressive
  • Safeco