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Schreib Insurance Group

19413 State Route 410 E
Bonney Lake, WA 98391

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Washington Homeowners with home insurance coverage

Home Insurance in Washington

The home they purchase will be the biggest single investment and is also the biggest wealth source for most Washington families. This is why it is important to protect the house and its contents with home insurance. The Schreib Insurance Group offers customized policy options for those living in and around Bonney Lake, WA.

The Importance of Home Insurance

Although there is no legal requirement for home insurance in Washington state, such coverage is a virtual necessity. Home insurance is a wise investment, whether one's mortgage payments are continuing or have been completed. The risks of insufficient coverage can easily offset the cost of an insurance policy. This goes beyond merely the current cost of the average home and related personal property. Home insurance is needed to cover these items and provide liability coverage in legal action.

What is Covered by Home Insurance?

A policy will cover the cost of repairing or rebuilding a home that is damaged or destroyed by certain accidental or natural events, including fires and storms. Dwelling insurance will cover the house itself and related structures, such as garages and patios. Coverage will also be extended to personal property, such as clothing and appliances, which are damaged or lost. Additionally, items taken from the property through theft will be covered. An important aspect of any policy is protection from liability. This insurance will cover the costs of personal injuries suffered by others in your home due to defects in the property or family members' actions or their pets.

Understanding Policy Limits

There are many issues related to home insurance that must be properly understood. These include the amount of coverage needed, the limitations on the coverage of certain items, and the deductible that the property owner will be expected to pay before coverage begins. We at the Schreib Insurance Group will be happy to discuss these and other issues and help decide on the best plan for anyone living in and around Bonney Lake, WA.

Servicing States

  • Washington

Testimonials

  • American Modern
  • American Strategic Insurance (ASI)
  • MetLife
  • Nationwide
  • Progressive
  • Safeco