Every motorist in Washington is required to have auto insurance, whether you are in Bonney Lake or one of the many surrounding communities. Schreib Insurance Group, LLC is a locally owned independent insurance agency that works with the nation’s top auto insurance carriers to offer only the best rates and coverage available. Our experienced staff can help you find the policy you need, whether you are shopping for your first auto insurance policy, or are looking to improve your rate and coverage on an existing policy. We never charge any fees so you know you are getting a fair and honest quote!
Washington insurance law requires each and driver to carry certain minimum levels of insurance. Both bodily injury liability and property damage liability are required. Mandatory coverage is designed to protect you financially in the event you were to cause injury to another driver or were to damage their property.
Minimum Washington Auto Insurance Requirements
- Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident.
- Property Damage Liability Coverage: $10,000
- Underinsured Motorist Bodily Injury Coverage: $25,000 per person and $50,000 per accident.
- Underinsured Motorist Property Damage Coverage: $10,000 per accident.
- Basic Personal Injury Protection (PIP): $10,000 per incident.
There are also many optional coverage types available to Washington drivers such as collision coverage, comprehensive coverage, medical payments coverage, rental car coverage, loan/lease gap coverage, and roadside assistance/towing coverage. Collision and comprehensive coverage are common policy additions as they will protect your vehicle from various types of damage.
Optional Auto Insurance Coverage
Collision coverage will cover damages to your own vehicle in the event of a car accident. If you have financed or leased a vehicle it is fairly common for your bank or lender to require some level of collision coverage. Keep in mind is that as older vehicles lose value, collision coverage will begin to lose its value as well. It may not make financial sense to have collision coverage on much older vehicles that have lost a significant amount of their value.
Comprehensive coverage is designed to protect your vehicle from damage caused by something other than an auto accident. This can include vandalism, fire, natural disaster, and other non-collision related damage.
Schreib Insurance Group, LLC is committed to helping you choose an affordable policy that meets all of your coverage needs. One way to make auto insurance more affordable is through policy discounts. Most insurance carriers offer discounts for being a good driver, a student, or holding a multi-car policy, but there may be many others that you qualify for. Our staff will make sure we find each and every discount that you are eligible for, saving you the most money on your auto insurance policy.
Contact us today if you have any questions about auto insurance coverage, or to see how we can help you save on your existing policy. You may use our Auto Insurance Tool to begin your free quote as well!