Washington homeowners can be faced with a variety of challenges ranging from earthquakes to frigid winters. Any number of events can threaten your home, so it is important to be prepared with complete and comprehensive homeowners insurance policy. Schreib Insurance Group, LLC is committed to making sure you have the proper homeowners insurance coverage for any risks you may face no matter where in Washington you may live.
As a locally owned and operated independent insurance agency, Schreib Insurance Group, LLC fully understands the needs of Washington homeowners and their families. We have the knowledge and experience to help you select the appropriate homeowners, renters, or condominium insurance policy to meet your unique needs. We work closely with the nation’s top insurance carriers to provide you with only the best coverage at an affordable rate, and we never charge any fees. While each homeowners insurance policy is tailored to the owner and their home, you will find common coverage across most policies.
Homeowners Insurance Coverage
- Coverage for your home as well as additional structures on your property such as carports, sheds, barns, and other detached storage facilities.
- Coverage for damages and theft to personal property within your home such as furniture, clothing, appliances, and electronics.
- Liability coverage to protect you if someone is injured on your property.
- Coverage for additional living expenses in the event a disaster was to force you out of your house.
You will often find add-on coverage to further protect your home which can include:
- Flood Insurance
- Earthquake Insurance
- Identity theft expense coverage.
- Additional coverage for items such as jewelry and watches that are not covered under typical personal property coverage.
It is often thought that flood insurance is part of the standard homeowners policy, but it is not. Flood insurance is a valuable addition to a policy for many Washington homeowners. Earthquake insurance is generally not included as part of a standard homeowners insurance policy either however over 1,000 earthquakes occur in Washington each year. Our team of insurance professionals will help you determine if these and other valuable additions are right for your homeowners insurance policy.
A competitive and affordable rate is often one of the deciding factors when choosing a homeowners policy. Insurance carriers offer homeowners policy discounts that many homeowners may be unaware of. Some of the homeowners insurance discounts available for Washington residents include multi-policy, new home, new roof, claims-free, home safety, and protective device discounts. Schreib Insurance Group, LLC will make sure you receive all of the discounts you may qualify for as a responsible homeowner.
A homeowners insurance policy from Schreib Insurance Group, LLC offers peace of mind knowing that you, your family, and your home are protected. Contact us today with any questions you may have about homeowners insurance coverage or use our Home Insurance Quote Tool to get started!